EMI vs SIP for ₹8,700,000
9 Years @ 7%
Original Plan
9 Years @ 7%
EMI: ₹ 108,805
Extended Plan
14 Years (Reduced EMI)
EMI: ₹ 81,380
Monthly Savings
₹ 27,425
SIP Investment
@ 12% for 14 years
₹ 11,968,657
Extra Interest Paid
₹ 1,920,917
Final Outcome
₹ 10,047,740
Profit from SIP strategy
Analysis
For ₹8,700,000 loan at 7%, investing savings can generate ₹11,968,657.
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