EMI vs SIP for ₹8,400,000
13 Years @ 9%
Original Plan
13 Years @ 9%
EMI: ₹ 91,533
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 78,661
Monthly Savings
₹ 12,872
SIP Investment
@ 12% for 18 years
₹ 9,852,578
Extra Interest Paid
₹ 2,711,682
Final Outcome
₹ 7,140,897
Profit from SIP strategy
Analysis
For ₹8,400,000 loan at 9%, investing savings can generate ₹9,852,578.
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