EMI vs SIP for ₹8,300,000
21 Years @ 8%
Original Plan
21 Years @ 8%
EMI: ₹ 68,096
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 63,296
Monthly Savings
₹ 4,800
SIP Investment
@ 12% for 26 years
₹ 10,325,073
Extra Interest Paid
₹ 2,588,170
Final Outcome
₹ 7,736,904
Profit from SIP strategy
Analysis
For ₹8,300,000 loan at 8%, investing savings can generate ₹10,325,073.
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