EMI vs SIP for ₹8,100,000
8 Years @ 12%
Original Plan
8 Years @ 12%
EMI: ₹ 131,648
Extended Plan
13 Years (Reduced EMI)
EMI: ₹ 102,762
Monthly Savings
₹ 28,886
SIP Investment
@ 12% for 13 years
₹ 10,859,166
Extra Interest Paid
₹ 3,392,657
Final Outcome
₹ 7,466,510
Profit from SIP strategy
Analysis
For ₹8,100,000 loan at 12%, investing savings can generate ₹10,859,166.
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