EMI vs SIP for ₹8,100,000
24 Years @ 12%
Original Plan
24 Years @ 12%
EMI: ₹ 85,891
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 83,621
Monthly Savings
₹ 2,270
SIP Investment
@ 12% for 29 years
₹ 7,084,831
Extra Interest Paid
₹ 4,363,542
Final Outcome
₹ 2,721,289
Profit from SIP strategy
Analysis
For ₹8,100,000 loan at 12%, investing savings can generate ₹7,084,831.
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