EMI vs SIP for ₹8,000,000
17 Years @ 12%
Original Plan
17 Years @ 12%
EMI: ₹ 92,097
Extended Plan
22 Years (Reduced EMI)
EMI: ₹ 86,235
Monthly Savings
₹ 5,862
SIP Investment
@ 12% for 22 years
₹ 7,596,767
Extra Interest Paid
₹ 3,978,221
Final Outcome
₹ 3,618,546
Profit from SIP strategy
Analysis
For ₹8,000,000 loan at 12%, investing savings can generate ₹7,596,767.
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