EMI vs SIP for ₹8,000,000
14 Years @ 12%
Original Plan
14 Years @ 12%
EMI: ₹ 98,514
Extended Plan
19 Years (Reduced EMI)
EMI: ₹ 89,231
Monthly Savings
₹ 9,284
SIP Investment
@ 12% for 19 years
₹ 8,126,092
Extra Interest Paid
₹ 3,794,222
Final Outcome
₹ 4,331,870
Profit from SIP strategy
Analysis
For ₹8,000,000 loan at 12%, investing savings can generate ₹8,126,092.
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