EMI vs SIP for ₹800,000
23 Years @ 8%
Original Plan
23 Years @ 8%
EMI: ₹ 6,348
Extended Plan
28 Years (Reduced EMI)
EMI: ₹ 5,974
Monthly Savings
₹ 374
SIP Investment
@ 12% for 28 years
₹ 1,030,474
Extra Interest Paid
₹ 255,344
Final Outcome
₹ 775,130
Profit from SIP strategy
Analysis
For ₹800,000 loan at 8%, investing savings can generate ₹1,030,474.
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