EMI vs SIP for ₹7,800,000
7 Years @ 12%
Original Plan
7 Years @ 12%
EMI: ₹ 137,691
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 102,447
Monthly Savings
₹ 35,245
SIP Investment
@ 12% for 12 years
₹ 11,357,656
Extra Interest Paid
₹ 3,186,253
Final Outcome
₹ 8,171,403
Profit from SIP strategy
Analysis
For ₹7,800,000 loan at 12%, investing savings can generate ₹11,357,656.
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