EMI vs SIP for ₹7,600,000
9 Years @ 8%
Original Plan
9 Years @ 8%
EMI: ₹ 98,942
Extended Plan
14 Years (Reduced EMI)
EMI: ₹ 75,340
Monthly Savings
₹ 23,602
SIP Investment
@ 12% for 14 years
₹ 10,300,358
Extra Interest Paid
₹ 1,971,390
Final Outcome
₹ 8,328,969
Profit from SIP strategy
Analysis
For ₹7,600,000 loan at 8%, investing savings can generate ₹10,300,358.
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