EMI vs SIP for ₹7,600,000
24 Years @ 8%
Original Plan
24 Years @ 8%
EMI: ₹ 59,436
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 56,236
Monthly Savings
₹ 3,200
SIP Investment
@ 12% for 29 years
₹ 9,988,727
Extra Interest Paid
₹ 2,452,486
Final Outcome
₹ 7,536,241
Profit from SIP strategy
Analysis
For ₹7,600,000 loan at 8%, investing savings can generate ₹9,988,727.
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