EMI vs SIP for ₹7,600,000
19 Years @ 12%
Original Plan
19 Years @ 12%
EMI: ₹ 84,769
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 80,589
Monthly Savings
₹ 4,180
SIP Investment
@ 12% for 24 years
₹ 6,992,312
Extra Interest Paid
₹ 3,882,236
Final Outcome
₹ 3,110,076
Profit from SIP strategy
Analysis
For ₹7,600,000 loan at 12%, investing savings can generate ₹6,992,312.
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