EMI vs SIP for ₹7,600,000
15 Years @ 7%
Original Plan
15 Years @ 7%
EMI: ₹ 68,311
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 58,923
Monthly Savings
₹ 9,388
SIP Investment
@ 12% for 20 years
₹ 9,380,230
Extra Interest Paid
₹ 1,845,482
Final Outcome
₹ 7,534,748
Profit from SIP strategy
Analysis
For ₹7,600,000 loan at 7%, investing savings can generate ₹9,380,230.
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