EMI vs SIP for ₹7,500,000
25 Years @ 9%
Original Plan
25 Years @ 9%
EMI: ₹ 62,940
Extended Plan
30 Years (Reduced EMI)
EMI: ₹ 60,347
Monthly Savings
₹ 2,593
SIP Investment
@ 12% for 30 years
₹ 9,153,176
Extra Interest Paid
₹ 2,842,892
Final Outcome
₹ 6,310,283
Profit from SIP strategy
Analysis
For ₹7,500,000 loan at 9%, investing savings can generate ₹9,153,176.
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