EMI vs SIP for ₹7,500,000
24 Years @ 9%
Original Plan
24 Years @ 9%
EMI: ₹ 63,650
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 60,762
Monthly Savings
₹ 2,888
SIP Investment
@ 12% for 29 years
₹ 9,014,191
Extra Interest Paid
₹ 2,813,964
Final Outcome
₹ 6,200,228
Profit from SIP strategy
Analysis
For ₹7,500,000 loan at 9%, investing savings can generate ₹9,014,191.
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