EMI vs SIP for ₹7,500,000
21 Years @ 9%
Original Plan
21 Years @ 9%
EMI: ₹ 66,344
Extended Plan
26 Years (Reduced EMI)
EMI: ₹ 62,304
Monthly Savings
₹ 4,039
SIP Investment
@ 12% for 26 years
₹ 8,689,036
Extra Interest Paid
₹ 2,720,346
Final Outcome
₹ 5,968,690
Profit from SIP strategy
Analysis
For ₹7,500,000 loan at 9%, investing savings can generate ₹8,689,036.
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