EMI vs SIP for ₹7,500,000
10 Years @ 9%
Original Plan
10 Years @ 9%
EMI: ₹ 95,007
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 76,070
Monthly Savings
₹ 18,937
SIP Investment
@ 12% for 15 years
₹ 9,555,073
Extra Interest Paid
₹ 2,291,779
Final Outcome
₹ 7,263,294
Profit from SIP strategy
Analysis
For ₹7,500,000 loan at 9%, investing savings can generate ₹9,555,073.
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