EMI vs SIP for ₹7,300,000
19 Years @ 8%
Original Plan
19 Years @ 8%
EMI: ₹ 62,379
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 57,090
Monthly Savings
₹ 5,289
SIP Investment
@ 12% for 24 years
₹ 8,846,256
Extra Interest Paid
₹ 2,219,585
Final Outcome
₹ 6,626,671
Profit from SIP strategy
Analysis
For ₹7,300,000 loan at 8%, investing savings can generate ₹8,846,256.
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