EMI vs SIP for ₹7,300,000
18 Years @ 8%
Original Plan
18 Years @ 8%
EMI: ₹ 63,872
Extended Plan
23 Years (Reduced EMI)
EMI: ₹ 57,922
Monthly Savings
₹ 5,950
SIP Investment
@ 12% for 23 years
₹ 8,765,034
Extra Interest Paid
₹ 2,190,072
Final Outcome
₹ 6,574,962
Profit from SIP strategy
Analysis
For ₹7,300,000 loan at 8%, investing savings can generate ₹8,765,034.
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