EMI vs SIP for ₹7,300,000
10 Years @ 8%
Original Plan
10 Years @ 8%
EMI: ₹ 88,569
Extended Plan
15 Years (Reduced EMI)
EMI: ₹ 69,763
Monthly Savings
₹ 18,807
SIP Investment
@ 12% for 15 years
₹ 9,489,330
Extra Interest Paid
₹ 1,928,971
Final Outcome
₹ 7,560,358
Profit from SIP strategy
Analysis
For ₹7,300,000 loan at 8%, investing savings can generate ₹9,489,330.
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