EMI vs SIP for ₹7,000,000
13 Years @ 7%
Original Plan
13 Years @ 7%
EMI: ₹ 68,465
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 57,085
Monthly Savings
₹ 11,380
SIP Investment
@ 12% for 18 years
₹ 8,710,728
Extra Interest Paid
₹ 1,649,823
Final Outcome
₹ 7,060,904
Profit from SIP strategy
Analysis
For ₹7,000,000 loan at 7%, investing savings can generate ₹8,710,728.
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