EMI vs SIP for ₹700,000
17 Years @ 12%
Original Plan
17 Years @ 12%
EMI: ₹ 8,059
Extended Plan
22 Years (Reduced EMI)
EMI: ₹ 7,546
Monthly Savings
₹ 513
SIP Investment
@ 12% for 22 years
₹ 664,717
Extra Interest Paid
₹ 348,094
Final Outcome
₹ 316,623
Profit from SIP strategy
Analysis
For ₹700,000 loan at 12%, investing savings can generate ₹664,717.
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