EMI vs SIP for ₹6,900,000
15 Years @ 7%
Original Plan
15 Years @ 7%
EMI: ₹ 62,019
Extended Plan
20 Years (Reduced EMI)
EMI: ₹ 53,496
Monthly Savings
₹ 8,524
SIP Investment
@ 12% for 20 years
₹ 8,516,261
Extra Interest Paid
₹ 1,675,503
Final Outcome
₹ 6,840,758
Profit from SIP strategy
Analysis
For ₹6,900,000 loan at 7%, investing savings can generate ₹8,516,261.
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