EMI vs SIP for ₹6,900,000
13 Years @ 10%
Original Plan
13 Years @ 10%
EMI: ₹ 79,202
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 68,989
Monthly Savings
₹ 10,212
SIP Investment
@ 12% for 18 years
₹ 7,816,898
Extra Interest Paid
₹ 2,546,234
Final Outcome
₹ 5,270,664
Profit from SIP strategy
Analysis
For ₹6,900,000 loan at 10%, investing savings can generate ₹7,816,898.
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