EMI vs SIP for ₹6,900,000
12 Years @ 9%
Original Plan
12 Years @ 9%
EMI: ₹ 78,524
Extended Plan
17 Years (Reduced EMI)
EMI: ₹ 66,157
Monthly Savings
₹ 12,367
SIP Investment
@ 12% for 17 years
₹ 8,259,942
Extra Interest Paid
₹ 2,188,651
Final Outcome
₹ 6,071,292
Profit from SIP strategy
Analysis
For ₹6,900,000 loan at 9%, investing savings can generate ₹8,259,942.
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