EMI vs SIP for ₹6,800,000
13 Years @ 12%
Original Plan
13 Years @ 12%
EMI: ₹ 86,269
Extended Plan
18 Years (Reduced EMI)
EMI: ₹ 76,973
Monthly Savings
₹ 9,297
SIP Investment
@ 12% for 18 years
₹ 7,116,041
Extra Interest Paid
₹ 3,168,076
Final Outcome
₹ 3,947,965
Profit from SIP strategy
Analysis
For ₹6,800,000 loan at 12%, investing savings can generate ₹7,116,041.
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