EMI vs SIP for ₹6,700,000
7 Years @ 10%
Original Plan
7 Years @ 10%
EMI: ₹ 111,228
Extended Plan
12 Years (Reduced EMI)
EMI: ₹ 80,070
Monthly Savings
₹ 31,158
SIP Investment
@ 12% for 12 years
₹ 10,040,633
Extra Interest Paid
₹ 2,186,969
Final Outcome
₹ 7,853,664
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 10%, investing savings can generate ₹10,040,633.
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