EMI vs SIP for ₹6,700,000
6 Years @ 11%
Original Plan
6 Years @ 11%
EMI: ₹ 127,528
Extended Plan
11 Years (Reduced EMI)
EMI: ₹ 87,719
Monthly Savings
₹ 39,810
SIP Investment
@ 12% for 11 years
₹ 10,932,303
Extra Interest Paid
₹ 2,396,834
Final Outcome
₹ 8,535,470
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 11%, investing savings can generate ₹10,932,303.
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