EMI vs SIP for ₹6,700,000
5 Years @ 10%
Original Plan
5 Years @ 10%
EMI: ₹ 142,355
Extended Plan
10 Years (Reduced EMI)
EMI: ₹ 88,541
Monthly Savings
₹ 53,814
SIP Investment
@ 12% for 10 years
₹ 12,503,143
Extra Interest Paid
₹ 2,083,607
Final Outcome
₹ 10,419,536
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 10%, investing savings can generate ₹12,503,143.
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