EMI vs SIP for ₹6,700,000
30 Years @ 10%
Original Plan
30 Years @ 10%
EMI: ₹ 58,797
Extended Plan
35 Years (Reduced EMI)
EMI: ₹ 57,598
Monthly Savings
₹ 1,199
SIP Investment
@ 12% for 35 years
₹ 7,789,404
Extra Interest Paid
₹ 3,024,156
Final Outcome
₹ 4,765,248
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 10%, investing savings can generate ₹7,789,404.
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