EMI vs SIP for ₹6,700,000
29 Years @ 9%
Original Plan
29 Years @ 9%
EMI: ₹ 54,281
Extended Plan
34 Years (Reduced EMI)
EMI: ₹ 52,752
Monthly Savings
₹ 1,529
SIP Investment
@ 12% for 34 years
₹ 8,794,643
Extra Interest Paid
₹ 2,633,106
Final Outcome
₹ 6,161,538
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 9%, investing savings can generate ₹8,794,643.
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