EMI vs SIP for ₹6,700,000
29 Years @ 7%
Original Plan
29 Years @ 7%
EMI: ₹ 45,033
Extended Plan
34 Years (Reduced EMI)
EMI: ₹ 43,100
Monthly Savings
₹ 1,933
SIP Investment
@ 12% for 34 years
₹ 11,118,992
Extra Interest Paid
₹ 1,913,389
Final Outcome
₹ 9,205,603
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 7%, investing savings can generate ₹11,118,992.
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