EMI vs SIP for ₹6,700,000
29 Years @ 12%
Original Plan
29 Years @ 12%
EMI: ₹ 69,168
Extended Plan
34 Years (Reduced EMI)
EMI: ₹ 68,176
Monthly Savings
₹ 992
SIP Investment
@ 12% for 34 years
₹ 5,705,420
Extra Interest Paid
₹ 3,745,446
Final Outcome
₹ 1,959,974
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 12%, investing savings can generate ₹5,705,420.
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