EMI vs SIP for ₹6,700,000
28 Years @ 8%
Original Plan
28 Years @ 8%
EMI: ₹ 50,033
Extended Plan
33 Years (Reduced EMI)
EMI: ₹ 48,132
Monthly Savings
₹ 1,901
SIP Investment
@ 12% for 33 years
₹ 9,684,731
Extra Interest Paid
₹ 2,249,093
Final Outcome
₹ 7,435,639
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 8%, investing savings can generate ₹9,684,731.
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