EMI vs SIP for ₹6,700,000
28 Years @ 7%
Original Plan
28 Years @ 7%
EMI: ₹ 45,534
Extended Plan
33 Years (Reduced EMI)
EMI: ₹ 43,423
Monthly Savings
₹ 2,111
SIP Investment
@ 12% for 33 years
₹ 10,754,674
Extra Interest Paid
₹ 1,895,974
Final Outcome
₹ 8,858,700
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 7%, investing savings can generate ₹10,754,674.
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