EMI vs SIP for ₹6,700,000
26 Years @ 11%
Original Plan
26 Years @ 11%
EMI: ₹ 65,200
Extended Plan
31 Years (Reduced EMI)
EMI: ₹ 63,549
Monthly Savings
₹ 1,650
SIP Investment
@ 12% for 31 years
₹ 6,585,146
Extra Interest Paid
₹ 3,298,081
Final Outcome
₹ 3,287,065
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 11%, investing savings can generate ₹6,585,146.
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