EMI vs SIP for ₹6,700,000
24 Years @ 9%
Original Plan
24 Years @ 9%
EMI: ₹ 56,861
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 54,281
Monthly Savings
₹ 2,580
SIP Investment
@ 12% for 29 years
₹ 8,052,678
Extra Interest Paid
₹ 2,513,808
Final Outcome
₹ 5,538,870
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 9%, investing savings can generate ₹8,052,678.
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