EMI vs SIP for ₹6,700,000
24 Years @ 12%
Original Plan
24 Years @ 12%
EMI: ₹ 71,046
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 69,168
Monthly Savings
₹ 1,878
SIP Investment
@ 12% for 29 years
₹ 5,860,292
Extra Interest Paid
₹ 3,609,349
Final Outcome
₹ 2,250,943
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 12%, investing savings can generate ₹5,860,292.
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