EMI vs SIP for ₹6,700,000
24 Years @ 10%
Original Plan
24 Years @ 10%
EMI: ₹ 61,465
Extended Plan
29 Years (Reduced EMI)
EMI: ₹ 59,126
Monthly Savings
₹ 2,339
SIP Investment
@ 12% for 29 years
₹ 7,300,861
Extra Interest Paid
₹ 2,873,902
Final Outcome
₹ 4,426,959
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 10%, investing savings can generate ₹7,300,861.
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