EMI vs SIP for ₹6,700,000
23 Years @ 9%
Original Plan
23 Years @ 9%
EMI: ₹ 57,571
Extended Plan
28 Years (Reduced EMI)
EMI: ₹ 54,692
Monthly Savings
₹ 2,879
SIP Investment
@ 12% for 28 years
₹ 7,941,662
Extra Interest Paid
₹ 2,486,951
Final Outcome
₹ 5,454,711
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 9%, investing savings can generate ₹7,941,662.
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