EMI vs SIP for ₹6,700,000
23 Years @ 7%
Original Plan
23 Years @ 7%
EMI: ₹ 48,905
Extended Plan
28 Years (Reduced EMI)
EMI: ₹ 45,534
Monthly Savings
₹ 3,371
SIP Investment
@ 12% for 28 years
₹ 9,298,667
Extra Interest Paid
₹ 1,801,683
Final Outcome
₹ 7,496,984
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 7%, investing savings can generate ₹9,298,667.
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