EMI vs SIP for ₹6,700,000
23 Years @ 12%
Original Plan
23 Years @ 12%
EMI: ₹ 71,594
Extended Plan
28 Years (Reduced EMI)
EMI: ₹ 69,453
Monthly Savings
₹ 2,141
SIP Investment
@ 12% for 28 years
₹ 5,905,516
Extra Interest Paid
₹ 3,576,330
Final Outcome
₹ 2,329,187
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 12%, investing savings can generate ₹5,905,516.
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