EMI vs SIP for ₹6,700,000
23 Years @ 11%
Original Plan
23 Years @ 11%
EMI: ₹ 66,800
Extended Plan
28 Years (Reduced EMI)
EMI: ₹ 64,419
Monthly Savings
₹ 2,380
SIP Investment
@ 12% for 28 years
₹ 6,566,478
Extra Interest Paid
₹ 3,208,165
Final Outcome
₹ 3,358,313
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 11%, investing savings can generate ₹6,566,478.
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