EMI vs SIP for ₹6,700,000
23 Years @ 10%
Original Plan
23 Years @ 10%
EMI: ₹ 62,121
Extended Plan
28 Years (Reduced EMI)
EMI: ₹ 59,493
Monthly Savings
₹ 2,628
SIP Investment
@ 12% for 28 years
₹ 7,249,077
Extra Interest Paid
₹ 2,844,321
Final Outcome
₹ 4,404,756
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 10%, investing savings can generate ₹7,249,077.
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