EMI vs SIP for ₹6,700,000
20 Years @ 11%
Original Plan
20 Years @ 11%
EMI: ₹ 69,157
Extended Plan
25 Years (Reduced EMI)
EMI: ₹ 65,668
Monthly Savings
₹ 3,489
SIP Investment
@ 12% for 25 years
₹ 6,620,936
Extra Interest Paid
₹ 3,102,683
Final Outcome
₹ 3,518,253
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 11%, investing savings can generate ₹6,620,936.
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