EMI vs SIP for ₹6,700,000
19 Years @ 8%
Original Plan
19 Years @ 8%
EMI: ₹ 57,252
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 52,398
Monthly Savings
₹ 4,854
SIP Investment
@ 12% for 24 years
₹ 8,119,167
Extra Interest Paid
₹ 2,037,153
Final Outcome
₹ 6,082,013
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 8%, investing savings can generate ₹8,119,167.
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