EMI vs SIP for ₹6,700,000
19 Years @ 12%
Original Plan
19 Years @ 12%
EMI: ₹ 74,731
Extended Plan
24 Years (Reduced EMI)
EMI: ₹ 71,046
Monthly Savings
₹ 3,685
SIP Investment
@ 12% for 24 years
₹ 6,164,275
Extra Interest Paid
₹ 3,422,497
Final Outcome
₹ 2,741,778
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 12%, investing savings can generate ₹6,164,275.
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