EMI vs SIP for ₹6,700,000
18 Years @ 8%
Original Plan
18 Years @ 8%
EMI: ₹ 58,622
Extended Plan
23 Years (Reduced EMI)
EMI: ₹ 53,161
Monthly Savings
₹ 5,461
SIP Investment
@ 12% for 23 years
₹ 8,044,620
Extra Interest Paid
₹ 2,010,066
Final Outcome
₹ 6,034,554
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 8%, investing savings can generate ₹8,044,620.
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