EMI vs SIP for ₹6,700,000
18 Years @ 11%
Original Plan
18 Years @ 11%
EMI: ₹ 71,358
Extended Plan
23 Years (Reduced EMI)
EMI: ₹ 66,800
Monthly Savings
₹ 4,559
SIP Investment
@ 12% for 23 years
₹ 6,715,359
Extra Interest Paid
₹ 3,023,274
Final Outcome
₹ 3,692,085
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 11%, investing savings can generate ₹6,715,359.
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