EMI vs SIP for ₹6,700,000
18 Years @ 10%
Original Plan
18 Years @ 10%
EMI: ₹ 66,990
Extended Plan
23 Years (Reduced EMI)
EMI: ₹ 62,121
Monthly Savings
₹ 4,868
SIP Investment
@ 12% for 23 years
₹ 7,171,368
Extra Interest Paid
₹ 2,675,705
Final Outcome
₹ 4,495,663
Profit from SIP strategy
Analysis
For ₹6,700,000 loan at 10%, investing savings can generate ₹7,171,368.
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